FINANCIAL SECURITY

Our Commitment

Spectrum Group, comprised of Spectrum Life Ltd. and Spectrum Benefits, is managed with a prudent and conservative approach so we are well positioned to serve the needs of our customers well into the future.

 

We have strategic alliances with well-known insurers and reinsurers to deliver best-in-class global products and services. Depending on your requirements, profile and desired coverage(s), Spectrum Life Ltd. or one of our alliance insurers will issue the policy.  All policies are reinsured by one of our AM Best’s rated strategic partners.

 

Reinsurance alliances are a cornerstone of our business, providing us with enhanced financial stability and enabling us to effectively manage international risk. By working with trusted global reinsurers, we gain access to their vast expertise and capital, allowing us to diversify risk across multiple markets and regions.

 

This collaboration optimizes our ability to respond to large-scale claims and unexpected events, ensuring we can meet the needs of our clients even in challenging circumstances.

 

Spectrum Life

Our affiliated insurance company, Spectrum Life Ltd., based in St. Kitts and Nevis, is a global insurance company that offers exclusive employee benefit products – global life, disability, health, travel and more – to multinational clients.

 

As a strongly capitalized, growing and profitable insurer we are well positioned to build on our success.  Our only objective is to continue serving the needs of our customers for years to come.

 

Spectrum Life Ltd. is regulated by the Nevis Financial Services Regulatory Commission.